Our Team is dedicated to our valued clients
Meet the professionals behind our firm
Meet the team who makes American Seniors Benefit a financial firm that stands ready to serve you. We have assembled a top-notch team of professionals who listen first and then act in your best interests.
Our Team is dedicated to our valued clients
Meet the professionals behind our firm
Meet the team who makes American Seniors Benefit a financial firm that stands ready to serve you. We have assembled a top-notch team of professionals who listen first and then act in your best interests.
John Hays
Owner and Investment Counsel
Having been in the industry for over three decades, John Hays is passionate about serving his clients and ensuring integrity within those relationships. His personal service provided to each client is paired with expertise in retirement income and estate planning.
John strives to create relationships built on confidence, so that clients can feel assured he is not only there to help them through the decision-making process, but also available to assist their spouses and children during times of need.
Outside of work, John is a committed family man to his wife Lisa and two sons, David and Daniel. As a family, they enjoy spending time together traveling and spending weekends at the lake jet skiing. He also spends time riding his motorcycle and working his acreage in the country. In addition, John is a board member and treasurer for Teen Challenge, an organization dedicated to changing the lives of teens and adults.
Randall J. White
MBA, Investment Counsel
Randall joined ASB in 2018 to continue growing her skills. She is passionate about providing clients with honest and dedicated service to help them define and meet their retirement-income goals. She is a graduate of Mississippi State University with three degrees: a Bachelor of Business Administration in Marketing, Quantitative Analysis and Business Law, a Bachelor of Business Administration in Risk Management, Insurance and Financial Planning and a Master of Business Administration.
Randall was inspired by her father’s passion and success in helping others with their retirement income planning and joined SBS of Mississippi with the intent of carrying the deep-rooted values of the business into the next generation. She is dedicated to overcoming and learning from each challenge of the industry and is enthusiastic about expanding her expertise to benefit her clients.
Randall garners her talents, industry proficiency and business knowledge to deliver an experience that leaves clients feeling satisfied and empowered. “My dad, Randy, set a high bar for what our clients should expect, so I challenge myself every day to go above and beyond those expectations because our clients deserve the very best,” said Randall.
​Outside of the office, Randall enjoys spending time with her husband, Chris, traveling to new places, and hanging out with her British labs, Scarlett, Bryn, and Purdey. She’s active in her sorority alumna club, local Mississippi State chapter, and Junior League of Jackson.
John Hays, Owner and Investment Counsel
Having been in the industry for over three decades, John Hays is passionate about serving his clients and ensuring integrity within those relationships. His personal service provided to each client is paired with expertise in retirement income and estate planning.
John strives to create relationships built on confidence, so that clients can feel assured he is not only there to help them through the decision-making process, but also available to assist their spouses and children during times of need.
Outside of work, John is a committed family man to his wife Lisa and two sons, David and Daniel. As a family, they enjoy spending time together traveling and spending weekends at the lake jet skiing. He also spends time riding his motorcycle and working his acreage in the country. In addition, John is a board member and treasurer for Teen Challenge, an organization dedicated to changing the lives of teens and adults.
Randall J. White, MBA, Investment Counsel
Randall joined ASB in 2018 to continue growing her skills. She is passionate about providing clients with honest and dedicated service to help them define and meet their retirement-income goals. She is a graduate of Mississippi State University with three degrees: a Bachelor of Business Administration in Marketing, Quantitative Analysis and Business Law, a Bachelor of Business Administration in Risk Management, Insurance and Financial Planning and a Master of Business Administration.
Randall was inspired by her father’s passion and success in helping others with their retirement income planning and joined SBS of Mississippi with the intent of carrying the deep-rooted values of the business into the next generation. She is dedicated to overcoming and learning from each challenge of the industry and is enthusiastic about expanding her expertise to benefit her clients.
Randall garners her talents, industry proficiency and business knowledge to deliver an experience that leaves clients feeling satisfied and empowered. “My dad, Randy, set a high bar for what our clients should expect, so I challenge myself every day to go above and beyond those expectations because our clients deserve the very best,” said Randall.
​Outside of the office, Randall enjoys spending time with her husband, Chris, traveling to new places, and hanging out with her British labs, Scarlett, Bryn, and Purdey. She’s active in her sorority alumna club, local Mississippi State chapter, and Junior League of Jackson.
John Hays, Owner and Investment Counsel
Having been in the industry for over three decades, John Hays is passionate about serving his clients and ensuring integrity within those relationships. His personal service provided to each client is paired with expertise in retirement income and estate planning.
John strives to create relationships built on confidence, so that clients can feel assured he is not only there to help them through the decision-making process, but also available to assist their spouses and children during times of need.
Outside of work, John is a committed family man to his wife Lisa and two sons, David and Daniel. As a family, they enjoy spending time together traveling and spending weekends at the lake jet skiing. He also spends time riding his motorcycle and working his acreage in the country. In addition, John is a board member and treasurer for Teen Challenge, an organization dedicated to changing the lives of teens and adults.
Randall J. White, MBA, ChFC, Investment Counsel
Randall joined ASB in 2018 to continue growing her skills. She is passionate about providing clients with honest and dedicated service to help them define and meet their retirement-income goals. She is a graduate of Mississippi State University with three degrees: a Bachelor of Business Administration in Marketing, Quantitative Analysis and Business Law, a Bachelor of Business Administration in Risk Management, Insurance and Financial Planning and a Master of Business Administration.
Randall was inspired by her father’s passion and success in helping others with their retirement income planning and joined SBS of Mississippi with the intent of carrying the deep-rooted values of the business into the next generation. She is dedicated to overcoming and learning from each challenge of the industry and is enthusiastic about expanding her expertise to benefit her clients.
Randall garners her talents, industry proficiency and business knowledge to deliver an experience that leaves clients feeling satisfied and empowered. “My dad, Randy, set a high bar for what our clients should expect, so I challenge myself every day to go above and beyond those expectations because our clients deserve the very best,” said Randall.
​Outside of the office, Randall enjoys spending time with her husband, Chris, traveling to new places, and hanging out with her British labs, Scarlett, Bryn, and Purdey. She’s active in her sorority alumna club, local Mississippi State chapter, and Junior League of Jackson.
Candice Austin
Administrative Assistant & Marketing Director
Candice joined American Seniors Benefit (ASB) in May 2013 to help manage day-to-day experiences with clients, as well as marketing campaigns. She is the driving force behind client satisfaction, striving daily to ensure they receive superb service in each interaction with ASB.
Candice resides in Clinton, Mississippi, where she is a wife and mother of three children. When away from the office, she enjoys singing on the praise team at her church and spending time with family and friends.
Lisa Hays
Bookkeeper
Lisa has been with American Seniors Benefit (ASB) since its inception. She is the bookkeeper and also helps Candice with the day to day operations of the business.
She is also the beautiful wife and friend of John Hays and mother of David and Daniel.
Outside of the office, she enjoys spending time with family and friends as well as being an active member of her church.
We specialize in helping people plan for a successful retirement.
We do our best work with:
Age 50+
Clients age 50+ who are already retired or want to make “work optional” in the next 5-10 years.
$250k+
Diligent savers who have accumulated investments of $250,000 or more and want to potentially reduce their tax burden (excluding real estate).
Experienced
Those who value working with experienced professionals because they know their retirement is too important to go it alone.
Get Your Complimentary Retirement Readiness Assessment Here
A simple 3-step process that will show you how to improve your retirement success & reduce your potential tax burden.
Candice Austin
Administrative Assistant & Marketing Director
Candice joined American Seniors Benefit (ASB) in May 2013 to help manage day-to-day experiences with clients, as well as marketing campaigns. She is the driving force behind client satisfaction, striving daily to ensure they receive superb service in each interaction with ASB.
Candice resides in Clinton, Mississippi, where she is a wife and mother of three children. When away from the office, she enjoys singing on the praise team at her church and spending time with family and friends.New Paragraph
Lisa Hays
Bookkeeper
Lisa has been with American Seniors Benefit (ASB) since its inception. She is the bookkeeper and also helps Candice with the day to day operations of the business.
She is also the beautiful wife and friend of John Hays and mother of David and Daniel.
Outside of the office, she enjoys spending time with family and friends as well as being an active member of her church.
We specialize in helping people plan for a successful retirement. We do our best work with:
Age 50-plus
Clients age 50+ who are already retired or want to make “work optional” in the next 5-10 years.
$250k-plus
Diligent savers who have accumulated investments of $250,000 or more and want to potentially reduce their tax burden (excluding real estate).
Experienced
Those who value working with experienced professionals because they know their retirement is too important to go it alone.
2506 Lakeland Dr. Ste. 505
Flowood, MS 39232
​P: 601.372.4433
F: 601.373.8620
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.
Investment advisory services offered through CreativeOne Wealth, LLC an Investment Advisor. American Seniors Benefits, Inc. and CreativeOne Wealth, LLC are not affiliated.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 21581 - 2021/12/21
2506 Lakeland Dr. Ste. 505
Flowood, MS 39232
​P: 601.372.4433
F: 601.373.8620
Proud Member of
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.
Investment advisory services offered through CreativeOne Wealth, LLC an Investment Advisor. American Seniors Benefits, Inc. and CreativeOne Wealth, LLC are not affiliated.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 21581 - 2021/12/21